Voice Behind The Curtain | New Jersey Course Details | New York Course Details | ON LINE Courses | Schedule & Contact Us
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Defensive Driving and
                      Driver Safety
Insurance Premium Reduction Program
Save REAL money by not paying for car damage or increased insurance premiums by avoiding accidents and traffic violations/tickets--90% of accidents can be avoided if only one of the two parties make an adjustment in their behavior
LEARN HOW TO AVOID OTHER PEOPLE'S MISTAKES!!!
10%
for New York
(3 years)
or  5% to 10% for New Jersey (3 years) from your
insurance provider
Drivers License Point Reduction...4 points (NY) or 2 points (NJ)--from existing record

CLICK ON MAP FOR MORE PROGRAM DETAILS
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For any licensed N.Y. Driver or out-of-state (NJ, CT) who received NYS violations. (646) 490-2662
Driver Behavior Modification Courses
We are not a "club",  "membership organization", or "secret society"  that discriminates as to who can participate.  Nor are we cross-selling accessories, life insurance, car insurance, books, cars, or other services and programs.  We are focused entirely on the education and behavior modification of the individuals who are paying to attend a course about proper driving behavior as taught by state certified instructors.  New Jersey Defensive Driving and New York Defensive Driving courses.
CLICK ON MAP FOR MORE PROGRAM DETAILS
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Call 201.664.5487 for NJ Course Registrations
Besides saving your own money, consider us as a smart fund-raiser!!!  The gift that keeps on giving by saving funds, lives, and avoidable grief for all who take the course.


Sections Below Include:

Road Rage is a Problem; NYSP & NJSP have the Solution
Who is Eligible?
Benefits
Can you afford NOT to take our program???

Can your business use the NYSP & NJSP?
Multiple Benefits

Click mouse for registration!!!
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Each state has its own course and advantages as shown below.

REMEMBER TO BRING YOUR DRIVER'S LICENSE AND A PEN TO CLASS.

Road Rage is a Problem; NYSP and NJSP have the Solution


New York Safety Program sponsors the Driver Improvement Course that has been approved by the New York State Dept. Of Motor Vehicles for Point Reduction and the Dept. of Insurance for Insurance Reduction in New York State. The New Jersey Safety Program has been approved by the New Jersey State Dept. of Motor Vehicles for Point Reduction and the Dept. of Insurance for Insurance Reduction in New Jersey.  The NYSP and the NJSP courses are different courses that are each six hour classroom courses that use behavior modification methodology to positively influence attitude and, therefore, behavior behind the wheel. Certified instructors, using modern multimedia techniques, will teach you the roles and responsibilities of the individual driver, traffic laws, emergency and defensive driving methods. There are no tests to pass and there is no driving involved.

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Who is Eligible?

  • All drivers, regardless of violation and accident record.

  • Youthful drivers in addition to discounts for drivers education training.

  • Assigned "risk" drivers.

  • Commercial Vehicle Operators

  • Drivers of ALL ages

  • Motorcycle Drivers

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Benefits Include:

  • For NY-- 10% savings on Auto Liability, Collision and No-fault each year for 3 full years.

  • For NJ-- 5% savings on Auto Liability and Collision each year for 3 full years

  • For NY-- up to a 4 point reduction on existing driving record.

  • For NJ-- up to a 2 point reduction on existing driving record 

  • Greater Driver safety awareness

  • Protecting the lives and safety of family and friends.

  • Protecting assets from potential lawsuits.

  • Saving money on out-of-pocket medical and legal expenses, in addition to auto insurance deductibles.

  • Saving time and money from avoiding costly violations.

Can you afford NOT to take our program???

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Can your business use the NYSP/NJSP?


Motor vehicle crashes cost U.S. employers over $50 Billion
annually. Employer costs of crashes exceed $5 billion in New York State. In 1994, motor vehicle crashes killed an estimated 2,000 people while they were working and injured 323,000. Over half the injuries forced people to miss work. Crashes cost more than you think. The average employer pays $25,000 for each on-the-job motor vehicle crash and $110,000 per injury.

Injuries of Workers & Their Dependants Due to Motor Vehicle Crashes in 1994

.

On the Job

Off the Job

All

Fatal

2000

39,000

41,000

Non-Fatal

 323,000

4,893,000

5,216,000

Lost Work Days

171,000

2,593,000

2,764,000

Non-Lost Work Days

152,000

2,300,000

2,452,000

Total

325,000

4,932,000

5,257,000

Lost workday injuries include those resulting in an inability to perform either wage or household work.

Many employers do not even realize that on and off the job, there are countless direct and hidden expenses of crashes which can have a devastating impact on their financial stability. In addition to health care and property damage, consider other substantive costs, such as hiring a temporary employee, lower productivity, insurance premiums and lawsuits.

The New York Safety Program and the New Jersey Safety Program can help control these costs, and save lives. Your potential savings can be as high as $50,000 per million vehicle miles of travel. Protecting employees from motor vehicle crash injury can be a profitable investment of time and resources.

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Multiple Benefits

  • Your business saves money.

  • Company Employees Save money on their personal vehicle insurance & points reduced from DMV record.

  • REDUCE EMPLOYEE ABSENCE AND VEHICLE DOWN-TIME

  • IMPROVE EMPLOYEE MORALE

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Everyone Benefits 
(
From The New York Safety Program and The New Jersey Safety Program Driver Improvement Courses)

  • Individuals can benefit through the Actual and Potential Benefits previously described.

  • Clubs, Organizations, Churches, Synagogues, Schools can all benefit by offering the course as a member benefit and/or fund-raiser at convenient locations.

  • Businesses, Corporations, and Municipalities can save $$$ on vehicle, medical and disability insurance, worker’s compensation, legal expenses, vehicle damage and replacement, recruitment and training costs, and more.

  • You can benefit as a student, provider, organization member or business owner.

FOR NEW YORK State course registrations...
NOW ABLE TO DO COURSES DIRECTLY!!!

(201) 664-5487  (NJ)
and as of 1/1/11...new NY
(646) 490-2662  (NY)


We can set up a special class for your group, club, school, company, church, temple, union, and other organizations.

  We also offer foreign language courses.

China Garden
Driving should be a calm and focused event with no distractions.
Motorists from other states with New York State violations can also benefit from this program and receive the same point reduction as New York drivers.





     FOR New York
    10%  OFF
Your Insurance Premium--at least

After completing the Point/Insurance Reduction Program, you are eligible for a 10% discount on your collision and Auto Liability Insurance for three (3) full years.  Your liability premium includes Property Damage (PD), Bodily Injury (B), and Personal Injury Protection (PIP).  Your discount will apply to all vehicles for which you are the principal operator.

 FOR New Jersey
    5%
  OFF
Your Insurance Premium--
at least

After completing the Point/Insurance Reduction Program, you are eligible for a 5% discount on your collision and Auto Liability Insurance for three (3) full years.  Your discount will apply to all vehicles for which you are the principal operator.

FOR NEW YORK STATE
  
4 Point Reduction

on your NYS Driving Record

If you incurred violations during the 18 month period prior to completing the course, up to four points will be reduced on your driving record, thereby helping you to avoid a license suspension or revocation--e.g. 3 speeding convictions within 18 months.  This program will not cancel any action pending against a motorist's driving privileges.  You may take the NYSP course every 18 months for point reduction purposes.  Out of state drivers also benefit with this same course.

FOR NEW JERSEY STATE
   2 Point Reduction

on your NJS Driving Record

If you incurred violations prior to completing the course, up to two points will be reduced on your driving record, thereby helping you to avoid a license suspension or revocation.  This program will not cancel any action pending against a motorist's driving privileges. 

Take a 6-hour class (NY) or ½  hour class (NJ) on a weekend, or two classes of 3 hours on weeknights or weekends.

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